Jean Alphin

"Short Stories"

Monday, March 14, 2011

Credit or Debit Card

We have a digital society,many people prefer credit or debit cards. Instead of cash,to pay for their expenses.You can use a credit card safely, if you can afford to pay your  credit card  expense off every month. We all see something on sale,or just have to have a item,and we can get in trouble if we chew off more than we can handle.We just don’t realize how we can over spend fast.I was reading a article in the magazine.Their was a 2010 survey by Mercator Advisory Group They said (and I quote) 60% of households said they held a credit card,down from 74% in 2009. In 2010 42% said they were using them less.
Debits cards are like carrying your cash with you,somewhat. But you have to be very careful with the card ,because it is so easy for identity thieves to get your information.That would mean big trouble.Also with the debit card,you should know what your limit is.on spending, but nobody is perfect.So we can go over our limit easy. If we see something that is on sale,that we can use.
Myself I prefer cash,because if you go shopping,you know what your limit is. So I can’t get myself in debt. I know from experience,it is so easy to do.

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